Mortgage rates dropped to a record low

Mortgage companies are typically cautious when it comes to offering a lower interest rate, but quick to raise them. Put another way, good news can take a while to move rates, whereas bad news can have an immediate impact.

by Shilpi Paul For the second week in a row, mortgage rates dropped to a new record low. This morning, Freddie Mac reported 3.31 percent with an average 0.7 point as the average on a 30-year fixed-rate mortgage. From Freddie Mac vice president and chief economist Frank Nothaft:

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But at the entry level, where supplies are scarce, low rates mean even heavier competition. The average rate for a 30-year mortgage dropped for a fifth straight week to 3.99%, the lowest since January.

The average interest rate for a 30-year mortgage dropped to a record low of 4.71 percent this week, pushed down by an aggressive government campaign to reduce borrowing costs.

The Mortgage Rates Hit New Low of 3.89%! Will Rates Go Down Further In 2019? Fixed mortgage rates fell once again to a record low, offering a great opportunity for those who can afford to buy or refinance homes. But few are able to take advantage of the historic rates.

Mortgage rates this week. A year ago, it was 4.02 percent. Four weeks ago, the rate was 4.71 percent. The 30-year fixed-rate average for this week is 0.14 percentage points below the 52-week high of 4.80 percent, and is 0.71 percentage points higher than the 52-week low of 3.95 percent.

A combination of low mortgage rates, a strong job market and modest wage growth should spur homebuyer interest and also serve as an incentive for homeowners looking to refinance this spring.” News.

. results of its primary mortgage market Survey ® (PMMS ®), showing that the 30-year fixed-rate mortgage (FRM) rate averaged 3.60 percent, the lowest it has been since November 2016. Sam Khater,

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 · Mortgage rates loosely follow the yield of the 10-year Treasury. While moves in the Federal Reserve’s rates can affect bond yields, mortgage rates.

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 · Imagine paying over 18% interest on a 30-year fixed mortgage. It’s almost unthinkable. But that was the reality for home buyers in October 1981 – a.